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Free VA Disability Rating Calculator

This calculator estimates your combined VA disability rating using the same remainder-based method VA describes publicly, then looks up 2026 monthly compensation based on dependents. It helps you practice scenarios before you talk with an accredited representative.

What the calculator does

You tap disability percentages, label paired arms or legs when needed, and add dependents. The tool combines ratings, rounds to the nearest ten percent, and shows an estimated monthly payment when rate tables load. Everything runs client side except the small data fetch for official numbers.

How VA combined ratings work (short version)

VA combines disabilities by applying each rating to the healthy capacity that remains after the previous rating. It is not simple addition. When both arms or both legs are involved, a bilateral step runs before the rest. For a full walkthrough with examples, read the VA combined ratings guide.

Key features

  • Bilateral factor support for paired extremities.
  • Automatic rounding to the nearest ten percent.
  • Multiple disabilities in any order you enter (sorting happens in logic).
  • Dependent fields that mirror common VA table scenarios.

Try the calculator

The embed below uses analytics context calculator-landing so we can tell marketing traffic apart from the main calculator route.

Combined rating estimator

Add each service-connected percentage. Mark paired arms or legs to apply the bilateral factor. Rounding follows VA's nearest-ten rule.

Pre-round

50.0%

Combined rating

50%

Monthly estimate (2026)

$1,102.04

Educational estimate only. Real awards depend on effective dates, staged ratings, SMC, offsets, and evidence. Always confirm against your decision letter or VA.gov before relying on these numbers.

Manual math versus the tool

Doing math on paper still works if you enjoy the practice. The risk is a small slip on a remainder step or a missed bilateral pair. The calculator repeats the same rules every time so you can compare hand calculations to a second source. Always double-check against VA.gov when something material is on the line.

Condition pages such as knee conditions and lower back pain explain how individual ratings are evaluated. For filing strategy, see how to file a VA disability claim.

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Frequently asked questions

Is this rating calculator really free?

Yes. You can estimate combined ratings and monthly compensation without paying. Creating an account unlocks document tools, but the calculator itself stays free to use in the browser.

How is this different from doing math by hand?

The tool applies the same sequential combine steps, bilateral grouping, and rounding you would use with the official table, while also pulling 2026 rate tables for payment estimates. It reduces arithmetic mistakes.

Will VA match this estimate exactly?

Not always. Final awards depend on effective dates, staged ratings, SMC, offsets, and evidence. Use this calculator for education and planning, then rely on your decision letter for official numbers.

Where can I read a full guide to combined ratings?

Open our pillar article on combined disability math for long-form examples and a sample table, then return here to experiment with numbers.

This information is for educational purposes only and is not legal or medical advice. Rating criteria are summarized from publicly available 38 CFR regulations. Consult a Veterans Service Officer (VSO) or VA-accredited attorney for advice on your specific claim.